Group Health Insurance

CHAMBER BENEFIT PLAN AVAILABLE
FOR BUSINESSES WITH 2-50 EMPLOYEES

How do Small Business employers remain competitive as more employees and applicants are seeking health benefits and group insurance prices are on the rise?

Many small businesses in our community continue to search for affordable health coverage options. Look no further - the Fenton Area Chamber of Commerce is your resource! We are proud to partner with the Missouri Chamber Federation and the Missouri Chamber of Commerce and Industry to provide a new health benefits program that offers potential savings to businesses with 50 or fewer eligible employees.

When it comes to providing employees with cost-saving health care coverage, small businesses are at a big disadvantage compared to their larger counterparts. Because of their smaller size, their claims risk pool is spread out across a much smaller employee population. That can result in higher, less stable insurance rates — and fewer viable plan choices.

Fortunately, there’s a simple and affordable medical plan alternative:
the Chamber Benefit Plan.

Powered by the Missouri Chamber Federation and administered by Anthem Blue Cross
and Blue Shield, the Chamber Benefit Plan is available to small group employers who:
1) are members of a qualifying Chamber of Commerce (yes, that's us!) and
2) have 2 – 50 eligible employees.

By being a part of a larger, self-funded pool, employers have financial protection backed
by Anthem’s stop loss coverage. In addition to financial protection, the Chamber Benefit
Plan offers:

Competitive, medically underwritten rates
Fixed, predictable monthly payments
A variety of plan designs, including 10 PPO and three HSA options
Anthem’s Blue Access, Blue Access Choice and Blue Preferred networks
Coverage for claims run-out/terminal liability coverage
Simple, streamlined administration

The Chamber Benefit Plan's innovative group structure enables smaller employers to join together to share in the overall claims risk, thereby creating a larger self-funded pool which provides greater stability and financial protection backed by Anthem’s stop loss coverage. This is called a multiple employer welfare arrangement, or MEWA.

current members

We encourage members of the Fenton Chamber with 50 or fewer eligible employees to look into this new health coverage option. With many businesses already taking advantage of the plan, we believe that it is possible for many more employers in our business community to receive cost savings by participating in the Missouri Chamber Federation Benefit Plan.

As a chamber member, you can take advantage of this simple, affordable medical plan.
You’ll get access to a full range of high-quality plans and options that can lead to significant savings. It’s just one of the many advantages of being a chamber member!

not a member?

Let's change that! Contact us at 636-717-0200 and we’ll help you join!
This opportunity is only available to members of the Fenton Area Chamber of Commerce. Member fees are based on the number of full-time employees in the company/organization (individual and non-profit rates available).